FAQ · Florida

Florida title transfer questions, answered from the official documents

Short answers with the source. If your question is not here, the guides go deeper.

How much does it cost to transfer a car title in Florida?

The title transfer fee is $75.25 with an electronic title, $77.75 if you want a paper title mailed, and $85.25 for a fast title printed at the office. Add sales tax on private sales (6% plus county surtax on the first $5,000), registration and plate fees, and $225 initial registration if you have no Florida plate to transfer. Source: FLHSMV fee procedure FEES-01 Rev. 04/26.

How long do I have to transfer the title after buying a car?

30 days from delivery of the vehicle. After that the tax collector adds a $20 late penalty (Florida Statutes 319.23(6)). The $10 figure quoted on some sites is the penalty for vessels, not motor vehicles.

Does the seller have to notarize the Florida title?

No. Florida does not require notarization of the Transfer of Title by Seller section, even though older titles still print a notary block (FLHSMV procedure TL-11).

What forms do I need?

HSMV 82040 MV (Application for Certificate of Title) is required in every case. HSMV 82050 (Notice of Sale / Bill of Sale) protects the seller and documents the price. HSMV 82042 (VIN verification) is required for vehicles never titled in Florida. HSMV 82101 is for a lost title, HSMV 82152 for a surviving spouse, HSMV 82994 to reassign an electronic title at the counter.

The seller only has an electronic title. How do we transfer it?

Two ways: the seller prints a paper title first ($2.50 mailed or $10 fast title at the office) and signs it, or both of you go to a tax collector office with photo IDs and reassign it there with HSMV 82994 in front of the clerk.

Is a gifted car taxed in Florida?

No, if it is a true gift: no money and no loan taken over. Check Gift in Section 5 of HSMV 82040 and be ready to sign a statement of no consideration. If the recipient assumes a loan, the assumed balance is taxable (Rule 12A-1.007).

Are transfers between spouses taxed?

No. Transfers of marital property between husband and wife, and transfers under a divorce settlement, are exempt from sales and use tax (F.A.C. 12A-1.007). The title fee still applies.

Can I write $1 as the price to lower the tax?

It does not work and it can cost you. Below 80% of book value the tax collector taxes the book value unless both parties sign form DR-99A. For a gift, write GIFT, not $1.

I moved to Florida with an out-of-state title. What is different?

You apply for an original Florida title ($85.25 for a used vehicle) and need a VIN/odometer verification signed by a Florida dealer, Florida notary, law enforcement officer, or FLHSMV/tax collector employee (Section 8 of HSMV 82040 or HSMV 82042). Bring proof of Florida insurance and your Florida driver license. Sales tax paid to another state is credited (FLHSMV TL-10).

The owner died. Can I transfer the car without probate?

Often yes. Florida Statutes 319.28 lets heirs apply with a certified death certificate and an affidavit that the estate is not indebted and all heirs agree on the transfer. A surviving spouse uses HSMV 82152 (FLHSMV TL-18).

The car still has a loan. Can it be sold?

Only after the lienholder releases the lien. Most Florida liens are electronic: once paid, the lender notifies FLHSMV and the record clears. Never hand the seller the full price and trust that the payoff will happen.

What does the kit actually give me?

Your situation's official HSMV forms filled in with your names, vehicle, odometer and transaction details, the bill of sale, a one-page counter checklist (what to bring, who signs where, what not to write) and the fee total for your county. You print it, sign it and take it to the tax collector. The price is shown at the end, after you have reviewed the preview.

Do you store my data?

No. Your answers are sent once to generate the PDF and are not stored on our servers. A draft is kept in your own browser so you can come back and finish.

Are you the DMV?

No. TitleTransferKit is an independent service and not a law firm. Every fact links to the official FLHSMV, Florida Statutes or Department of Revenue document it was read from, with the date.

What if the tax collector rejects the paperwork?

If the rejection is due to an error in the kit, you get your money back. Send us the counter's note and we refund and fix the kit.

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Five steps, free preview of the completed HSMV forms, fee total for your county.

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Guides by situation

Buying a car from a private sellerSelling your car to a private buyerReceiving or giving a car as a giftTransferring a car to a spouse, parent or childTransferring a car after the owner diedBringing a car from another state (new Florida resident)Selling or transferring when the title is lostCar still has a loan (lien on the title)Seller has an electronic title (no paper)